| Have you completed an annual budget for your years of retirement
yet? Have you called the Social Security Hotline (1-800-772-1213)
to obtain your estimated monthly SS benefit so that you can
evaluate the monthly shortfall you may experience? This program
calculates the amount of money required to provide a given
monthly income at retirement with or without withdrawing capital,
which, when added to your Social Security monthly benefit, will
show your condition.
You can then calculate the additional monthly deposits you need
to make to retire with financial security. | 
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